浙江小额贷款公司发展探索

论文编号:GM696  论文字数:12946.页数:21

摘  要
 
 商业性小额贷款是我国近年来推行的扶贫手段之一，虽然小额贷款公司在浙江试点还只是刚刚起步，却取得了令人瞩目的成就。然而看似光鲜的成绩却难掩小额贷款公司的隐忧。本文通过对相关文献的归纳研究，首先肯定了浙江推行小额贷款公司的重要意义，接着介绍了浙江小额贷款公司试点的初步情况，并指出试点前后参与企业的态度落差，然后简单归纳了浙江小额贷款公司试点期间取得的成效。最后通过数据分析引出小额贷款公司发展中遇到的困境及成因，并整理总结出自己的观点，为浙江小额贷款公司进一步发展提供相关政策上的建议。
关键词：浙江、小额贷款公司、发展探索
ABSTRACT

 Small commercial loans are one which of poverty relief methods our country carried out in recent years. Although Microfinance pilot project in Zhejiang Province also still in its infancy, it has made remarkable achievements. However, the results seem to have dressed small loan companies can not conceal his worries. This article through to related literature induction research, first has affirmed the Zhejiang carrying out microfinance company''s important meaning, then briefed the Zhejiang microfinance company experiment site preliminary situation, and pointed out that around the experiment site participates in enterprise''s manner dropping variance ,then simply summarized the achievement of  Zhejiang microfinance company during the trial. At last through the data analysis leads to the difficulties in the development of microfinance company and its causes. And reorganizes summarizes own viewpoint, for the further development of Zhejiang microfinance company provide relevant policy Suggestions.
 
KEYWORDS：Zhejiang province，Microfinance company, Explore of development.

目 录
第一章   引言 1
第一节   选题背景和意义 1
第二节   本文的研究思路和方法 2
第二章   文献综述 3
第一节   国外关于小额信贷的研究 3
第二节   国内关于小额信贷的研究 4
第三节   总结 6
第三章   小额贷款公司成立的意义 7
第一节  小额贷款对支持“三农”建设的意义 7
第二节  小额贷款对扶持中小企业发展的意义 8
第四章   浙江小额贷款公司发展现状 9
第一节   小额贷款公司基本情况 9
第二节   浙江小额贷款公司的试点情况和成效 10
第五章   遭遇的问题和对策 12
第一节  遭遇的问题 12
第二节  政策建议 14
第六章   总结 16
参考文献 17
致 　谢 18