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论文编号:GM081 包括:开题报告及任务书,论文字数:8162,页数:14
摘 要
保理业务自产生以来,由于能为进出口商增加营业额、提高风险保障、节约成本、简化手续、扩大利润,能为银行带来较高的报酬,在世界各国都得到了广泛的运用,并已成为主要的结算方式之一。保理业务在我国也得到了较大发展,但与发达国家相比发展相对缓慢。
本文从我国商业银行开展保理主要存在的几个问题展开分析:保理市场不成熟;风险控制不完善;企业与银行对保理业务的认识还不深刻等。接着针对以上问题提出了相应的解决措施:我们应不断完善保理市场;加强保理风险控制;加深对保理业务的认识与理解。
加快保理业务在我国的发展,更好地运用现代金融服务工具,迎接国际同业银行竞争和国内外客商日益增长的金融服务需求的双重挑战,从而促进我国经济的进一步发展。
【关键词】商业银行 国际保理 问题与对策
Abstract
Since factoring business produce, increase turnover, raise risk ensure, economize the cost, streamline formalities, expanding profits for imports and exports trader, can bring the relatively high remuneration for the bank, has gotten extensive application in every country in the world, and has already become one of the main settlement ways. The factoring business is relatively developed on a large scale too in our country, but develops relatively slowly compared with developed country.
This thesis begin to dissertate with the questions which arised in the process of our banks do factoring business: the factoring market is unriply; the risk is controlled incompletely perfectly; the enterprises and banks are not deep enough in understanding of the factoring business, etc. Then give the necessary measures: we should take measures , perfect and protect the factoring market constantly; strengthen and pays attention to control the risk; strengthen the understanding of the factoring business.
Accelerate the development in our country of the factoring business. Use modern financial service tool better , meet international cooperative bank competition and international financial service double challenge of demand that traveling trader increase day by day. Thus promote the further development of the economy of our country.
【Keywords】 Commercial Bank; International Factoring; Problem and Countermeasure
目 录
1.导论 ...........................................2
1.1保理业务的起源及内涵 ...........................2
1.2保理业务的流程 .................................2
1.3保理业务的特点 .................................4
2.商业银行开展保理业务的现状及问题 ...............5
2.1商业银行开展保理业务的现实状况 .................5
2.2商业银行开展保理业务面临的困难 .................6
2.3商业银行开展保理业务的实例分析 .................7
2.3.1案情简介 .....................................7
2.3.2案情分析及启示 ...............................8
3.商业银行开展保理业务的对策 .....................8
3.1国际保理业发展的新特点 .........................8
3.2商业银行开展保理业务的对策 .....................10
3.2.1加强保理业务风险调控机制的建设 ...............10
3.2.2 积极推广保理业务,不断完善市场 ...............11
3.2.3 加强自身建设,为保理发展创造前提 .............12
参考文献 ..........................................13
致 谢 ...........................................14