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论文编号:JR063 本份论文包括开题报告,毕业实习报告,任务书,外文翻译,论文字数:20396,页数:30
摘 要
银行业是促进国民经济发展、支持经济体制改革、维护社会稳定的关键因素,是整个金融改革中最为重要的一环。引进境外战略投资者是目前商业银行改革的有效途径,是金融改革和金融对外开放的必然要求。同时,我们还要对引资过程中可能带来的问题和已经出现的不良苗头给予高度警惕。合理有效地利用境外投资机构的资本、先进经验和技术,促进我国银行业扩大开放、深化改革、创新发展,不断增强我国银行业的综合竞争实力和现代金融服务水平。
关键词:商业银行;境外战略投资者;公司治理结构
Abstract
The banking industry is the key to promote the national economy development, support economic restructuring and maintain social stability aspect, and it is the most important part in the entire financial reform. At the moment, introducing foreign strategic investors is an effective route to reforming commercial banks, and a prerequisite in implementing financial reforms and opening up the financial market. At the same time, we must look out for problems that may arise or might be already budding, in the process of introducing foreign capital. We would be able to take advantage of the foreign capital, professional knowledge, international experience, and advanced technology in the best interests of the country. And in this direction, China’s banking industry would expand and develop, reforming into a strong competitive force with modern financial services of professional standards.
Keywords: Commercial Bank; Foreign Strategic Investor; Corporate Governance Mechanics
目 录
摘 要 .......................................................I
Abstract....................................................... II
1 绪 论 .....................................................1
1.1 研究背景 ...................................................1
1.2 研究的目的和意义........................................... 1
1.2.1 研究的目的.............................................. 1
1.2.2 研究的意义 ...............................................2
1.3 国内外研究状况 .............................................2
1.3.1 国外研究状况............................................ 2
1.3.2 国内研究状况............................................. 3
1.4 研究方法和内容............................................. 5
1.4.1 研究的方法 ..............................................5
1.4.2 研究的内容.............................................. 6
2 理论基础.................................................... 7
2.1 战略投资者定义 ............................................7
2.1.1 正确界定战略投资者 ......................................7
2.1.2 战略投资者与其他投资者的比较............................ 7
2.2 相关理论的提出 ............................................8
2.2.1 企业战略管理理论........................................ 8
2.2.2 资产定价理论............................................. 9
3 我国商业银行引进战略投资者的背景和现实状况 ..................10
3.1 我国商业银行引进战略投资者的背景.......................... 10
3.1.1 外部环境分析 ............................................10
3.1.2 内部结构及经营状况分析 ..................................11
3.1.3 我国商业银行对境外战略投资者的吸引力.................... 14
3.2 我国商业银行引进战略投资者的状况 ..........................14
3.2.1 我国目前引进战略投资者的政策 ............................14
3.2.2 各大商业银行引进战略投资者的情况........................ 15
4 我国商业银行引进战略投资者的效果分析........................ 17
4.1 对商业银行构建核心竞争力作用的影响........................ 17
4.2 对提高银行经营管理水平的的作用............................ 18
4.2.1 对经营理念的影响 ........................................18
4.2.2 对提高管理水平的作用 ....................................19
5 我国商业银行引进战略投资者时的对策 ..........................21
5.1 商业银行的控制权 ..........................................21
5.2 引入战略投资者的定价问题 ..................................21
结 论....................................................... 23
参考文献 .......................................................24
致 谢 .......................................................25
附 录1 ......................................................28
附 录2 ......................................................32