t of this chapter, it focused on the analysis of factors impacting the international trade financing for SMEs. Internal factors include the lack of high quality business men, risk unawareness, weak self-credit, serious mutual security between related enterprises, etc. External factors include the banks’lack of high–quality clerks, focusing targets of trade financing in banks, high threshold of banks for SMEs’trade financing, banks’lack of a unified body of risk management, single mode of international trade financing in banks, mismatching between business volume and market potential, imperfect regulations of China’s trade finance, inadequate credit system in China, and lack of support from China Import and Export Bank and China Export& Credit Insurance company to the SMEs, etc.The last part, that is the fifth part, the author made a superficial discussion on the improvement of the SMEs international trade financing in China. First, it analyzed the enlightenment from the SMEs in developed countries: they take advantages in the complete construction of SMEs financing systems and full advocating function of Import and Export Bank. Then, the author proposed recommendation on the SMEs trade financing: first, the construction of credit system, the country should strengthen and improve the credit system, and banks should set up a credit evaluation system for SMEs, and SMEs should enhance credit awareness. Second, enterprise management, the enterprises should improve their own quality, establish the risk cost consciousness and set up scientific and reasonable mechanism for personal training. Third, banking business, banks need to step up innovation of financial products, improve internal risk control system, and raise the professional quality of bank staff. Finally, it is the government that has to elevate the support to the international trade financing.Based on the china’s specific economic condition and unique characteristics of SMEs, this paper focused on the domestic SMEs financing and analyzed the status in international trade financing and impacting factors. And referring to the related experiences in developed countries, together with SMEs’development condition in China, the author proposed the feasible suggestions on solving difficulties in international trade financing.
【关键词】 中小企业; 国际贸易融资; 信用体系
【Key words】 SMEs; International trade financing; credit system
中国中小企业国际贸易融资问题研究
内容提要 4-7
第1章 绪论 7-11
1.1 选题意义 7-8
1.2 文献综述 8-9
1.2.1 国外研究文献综述 8
1.2.2 国内研究文献综述 8-9
1.3 论文思路与结构安排 9-10
1.3.1 基本思路 9
1.3.2 本文的基本结构如下 9-10
1.4 本文的创新与不足 10-11
第2章 中国中小企业发展现状 11-16
2.1 中小企业划分标准 11-14
2.1.1 中小企业的划分 11
2.1.2 世界各国或地区对中小企业的划分 11-13
2.1.3 中国中小企业的划分标准 13-14
2.2 中小企业对中国经济的重要性 14-16
2.2.1 中国中小企业发展现状 14
2.2.2 中小企业对中国经济的重要作用 14-16
第3章 国际贸易融资概述 16-22
3.1 国际贸易融资的含义及其特点 16-17
3.1.1 国际贸易融资的含义 16
3.1.2 国际贸易融资的特点 16-17
3.2 国际贸易融资的方式 17-22
3.2.1 对出口商的短期国际贸易融资 17-19
3.2.2 对进口商的短期国际贸易融资 19-21
3.2.3 中长期国际贸易融资方式 21-22
第4章 中国中小企业国际贸易融资的现状及影响因素 22-29
4.1 中国中小企业国际贸易融资现状 22-23
4.2 影响中小企业国际贸易融资的因素 23-29
4.2.1 内部因素 23-25
4.2.2 外在因素 25-29
第5章 改进中国中小企业国际贸易融资的对策建议 29-34
5.1 发达国家中小企业国际贸易融资经验对中国的启示 29-30
5.1.1 完备的中小企业融资体系 29
5.1.2 充分发挥国家进出口银行的作用 29-30
5.2 改进中国中小企业国际贸易融资的对策建议 30-34
5.2.1 信用体系方面 30-31
5.2.2 中小企业方面 31-32
5.2.3 银行方面 32
5.2.4 政府方面 32-34
结论 34-35
参考文献 35-37
